USC Student Health Insurance

USC students receive a great health benefits plan if they choose to stay on the USC Student Health Insurance. In compliance with the Affordable Care Act, passed in August 2012, the USC Aetna Student Health Insurance Plan covers many annual preventive screenings and immunizations per Healthcare Reform law at no cost-sharing to the patient. This includes an annual preventive Pap Smear, STD screenings (such as Chlamydia, Gonorrhea, and HIV), and other preventive laboratory exams (lipids, comprehensive metabolic, and cholesterol panels). Please view your plan benefits for more detailed information.

The University offers the USC Student Health Insurance Plan through Aetna Student Health, underwritten by Aetna Life Insurance Company (ALIC) and administered by Chickering Claims Administrators, Inc. (CCA). The USC Student Health Insurance Plan works in conjunction with the Eric Cohen Student Health Center via the Engemann Student Health Center. This plan has been carefully selected to cover all of our students’ healthcare needs.

Aetna Student Health Insurance
2014-2015 Summary of Benefits and Coverage
2014-2015 Aetna Plan Document
2013-2014 Summary of Benefits and Coverage
2013-2014 Aetna Plan Document

On-Campus Student Cost and Coverage Dates

Coverage Dates Cost Waiver Deadline
Spring/Summer 2014 January 13, 2014 to August 17, 2014 $914.00 January 31, 2014
Fall 2014 August 18, 2014 to January 11, 2015 $610.00 September 12, 2014
Spring/Summer 2015 January 12, 2015 to August 16, 2015 $1,102.00 January 30, 2015

Coverage for spring and summer is only available combined and cannot be purchased separately. If you are an early arriving student and/or you begin classes before the coverage dates above, please email carabant@usc.edu for assistance. Please be advised, email is not a secure medium for transmitting confidential information.

Health Insurance Benefits for Students Studying Abroad in a USC-Sponsored Overseas Program
If you are studying abroad, USC wants to ensure that you are covered by health insurance. If you are already enrolled in the USC Student Health Insurance Plan, you will have all the benefits of the Plan described above, plus:

  • Zero deductible for eligible medical expenses while overseas up to $50,000
  • International SOS/ACE Global Assistance
  • Plus, all the other benefits outlined in the Summary of Benefits Chart for Students Studying Overseas

If you are not enrolled already in the USC Student Health Insurance Plan, and you are studying abroad in a USC-sponsored overseas program, you will be automatically charged for the USC Student Health Insurance Plan for Students Studying Overseas for the duration of your program. Please refer to the Summary of Benefits for Students Studying Overseas.
While you are overseas, students need to always carry their USC I.D. card and International SOS I.D. card with them at all times in case you have a medical emergency or need urgent care. Please contact carabant@usc.edu if you have any questions.